Fast bridge financing for fix and flip investors. Up to 90% LTV, interest-only payments, and closings in as little as 5–14 days.
Our Fix & Flip loan program is designed for real estate investors who need fast, flexible capital to acquire and renovate distressed properties. Whether you are a seasoned flipper or completing your first project, our investor-centric underwriting focuses on the deal — not just your credit.
We finance both the purchase and the renovation budget, freeing up your cash for additional projects. With closings as fast as 5 business days and no prepayment penalties, you have the speed and freedom to maximize ROI on every deal.
Why investors choose this program
Finance up to 90% of acquisition cost plus 100% of rehab budget.
Close in as little as 5–14 business days from application.
Lower monthly burden during the renovation phase.
Pay off the loan when you sell — no hidden fees.
We focus on the deal and ARV, not just income docs.
Funding available across multiple provinces.
Programs for both seasoned flippers and new investors.
Renovation funds released as work is completed.
What you need to qualify
Minimum credit score of 620 (exceptions considered)
Detailed scope of work and renovation budget
Purchase contract on the subject property
Property appraisal or BPO
Proof of funds for down payment and reserves
Borrower entity (LLC or Corp preferred)
Insurance binder including builder’s risk
Exit strategy documentation
Estimate your profit and ROI on a fix and flip project.
For estimation purposes only. Contact us for exact terms.
Most of our Fix and Flip loans close within 5 to 14 business days from a complete application package.
We offer up to 90% loan-to-cost on acquisition and up to 100% of renovation budget, depending on borrower experience and deal strength.
No. We have programs for both first-time and experienced investors. First-time investors may have slightly different terms.
No. Our Fix and Flip loans carry no prepayment penalty so you can pay off the loan as soon as the property sells.
Single-family, 2–4 unit residential, townhouses, and condos in most Canadian provinces.
Get pre-qualified in minutes. Our team responds within 24 hours.