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Commercial Loans

Commercial Real Estate Financing

Acquisition, refinance, and bridge financing for commercial real estate investors. Multifamily, retail, office, mixed-use, and more.

Program Overview

Our Commercial Real Estate lending platform funds acquisitions, refinances, and bridge transactions on income-producing commercial property. We work with investors, developers, and operators on multifamily (5+ units), retail, office, mixed-use, industrial, hospitality, and self-storage assets.

With both short-term bridge and longer-term permanent options, we structure financing around the deal, the asset, and your business plan — with competitive rates and a streamlined underwriting process.

Key Benefits

Why investors choose this program

1

Loans from $500K to $50M+

Wide loan amount range for diverse projects.

2

Multifamily Specialists

Strong programs for 5+ unit residential.

3

Bridge & Permanent

Short-term and long-term options.

4

Up to 75% LTV

Competitive leverage on stabilized assets.

5

Non-Recourse Available

Limited personal guarantee on qualifying deals.

6

Cash-Out Refinance

Pull equity from stabilized commercial property.

7

Value-Add & Repositioning

Bridge funding for distressed and transitional assets.

8

Streamlined Underwriting

Clear, fast process from quote to close.

9

cross-Canada lending

Funding across all major Canadian markets.

10

Experienced Investor Focus

Programs built for active commercial sponsors.

Loan Requirements

What you need to qualify

Property appraisal and rent roll

Trailing 12-month operating statements (T-12)

Borrower personal financial statement

Schedule of real estate owned

Business plan or repositioning strategy

Borrower entity documentation (LLC, LP, etc.)

Insurance binder

Environmental Phase I (when required)

Title commitment and survey

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Frequently Asked Questions

What property types do you finance?

Multifamily (5+ units), retail, office, mixed-use, industrial, hospitality, self-storage, and select special-use properties.

What is the loan-to-value?

Up to 75% LTV on stabilized assets, lower on bridge and value-add deals.

Do you offer non-recourse loans?

Yes. Non-recourse options are available on qualifying deals for experienced sponsors.

How long does commercial underwriting take?

Bridge deals can close in 2–4 weeks. Permanent loans typically run 30–60 days.

What is the minimum loan amount?

Our commercial program starts at $500K with no maximum cap.

Ready to Fund Your Next Deal?

Get pre-qualified in minutes. Our team responds within 24 hours.