Overview
BRIDGE
Bridge Loans provide short-term financing solutions for commercial real estate transactions where timing is critical. These loans are designed to "bridge" the gap between the purchase of a new property and the sale of an existing one, or to provide quick funding while arranging permanent financing. Bridge loans are ideal for investors who need to act quickly on opportunities or require temporary financing during property transitions.
Our bridge loan programs offer fast approval and funding, flexible terms, and competitive rates for qualified commercial real estate transactions. Whether you're acquiring a new property, refinancing existing debt, or need capital for property improvements, our bridge loans provide the speed and flexibility required in today's competitive commercial real estate market.
Key Benefit
- Quick funding - typically 2-3 weeks to closing
- Flexible exit strategies (sale, refinance, or extension)
- Loan amounts from $100,000 to $25 million
- Interest-only payment options
- No prepayment penalties
- Cross-collateralization options available
- Experienced commercial lending team
- Creative structuring for complex situations
- Bridge to permanent financing programs
Requirements
Do You Have A Scenerio?
FREQUENTLY ASK QUESTIONS
We’re Ready to Answer Your Questions
Here are answers to some common questions our clients always ask:
Bridge loans typically have terms of 6 months to 3 years, with most loans structured for 12-24 months. Extensions are often available if needed to execute the exit strategy.
Our streamlined process can close bridge loans in as little as 2-3 weeks, significantly faster than traditional commercial mortgages, which can take 45-60 days or longer.
Bridge loan rates vary based on loan-to-value ratio, property type, and borrower strength, typically ranging from 7-12% annually, reflecting the short-term nature and quick approval process.
Yes, bridge loans can include funding for property improvements, renovations, or repositioning strategies as part of the overall financing package.
We work with borrowers to accommodate reasonable delays and offer extension options. Additional fees may apply, but we strive to provide flexible solutions for changing market conditions.
