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Bridge Loans

Short-Term Bridge Capital

Fast, flexible bridge loans to capture time-sensitive opportunities. Close in days and refinance or exit on your timeline — no prepayment penalty.

Program Overview

Our Bridge Loan program provides short-term capital for investors who need to move quickly on a deal. Whether you’re acquiring a property before securing long-term financing, repositioning an asset, or bridging the gap between transactions, we provide fast, asset-based capital with flexible terms.

Bridge loans are typically 6–24 months, interest-only, and based primarily on the property and the deal — not lengthy income documentation. Close in days and refinance or sell when you’re ready.

Key Benefits

Why investors choose this program

1

Close in Days

Capital in 5–14 business days for time-sensitive deals.

2

Asset-Based Underwriting

Decision based on property and deal strength.

3

Interest-Only Payments

Lower monthly burden during the bridge period.

4

Up to 75% LTV

Competitive leverage on residential and commercial.

5

No Prepayment Penalty

Exit when ready with no fees.

6

6–24 Month Terms

Flexibility to match your business plan.

7

Residential & Commercial

Multiple property types eligible.

8

Cross-Collateral Options

Use multiple properties to strengthen the deal.

9

No Income Verification

Asset-based programs available.

10

cross-Canada lending

Funding in most Canadian markets.

Loan Requirements

What you need to qualify

Property appraisal or BPO

Clear title and lien information

Exit strategy (refinance, sale, or stabilization plan)

Borrower entity (LLC or Corp)

Insurance binder

Minimum credit score of 620

Proof of funds for closing costs and reserves

Property purchase contract (if applicable)

Calculate Your Deal

Bridge Loan Cost Calculator

Estimate the total cost of a bridge loan.

Monthly Interest
Total Interest
Total Repayment

For estimation purposes only. Contact us for exact terms.

Frequently Asked Questions

How long does a bridge loan last?

Typically 6 to 24 months, with the option to refinance or exit earlier.

Can I get a bridge loan with bad credit?

Bridge loans are primarily asset-based, so credit is one factor among many. We consider deal strength, equity, and exit plan.

What is the interest rate?

Bridge loan rates vary based on LTV, deal strength, and borrower profile. Contact us for a custom quote.

Can a bridge loan be used for commercial property?

Yes. We offer bridge financing for both residential and commercial real estate.

How much can I borrow?

Loan amounts range from $100K to $50M+ depending on the deal and property type.

Ready to Fund Your Next Deal?

Get pre-qualified in minutes. Our team responds within 24 hours.