Overview
COMMERCIAL
Commercial Real Estate loans provide comprehensive financing solutions for office buildings, retail centers, industrial properties, and multi-family developments
Our commercial lending team specializes in structuring flexible financing packages tailored to the unique needs of property investors, developers, and business owners seeking to acquire, refinance, or develop commercial properties.
With loan amounts ranging from $1 million to $50 million and beyond, we offer competitive rates, flexible terms, and expert guidance throughout the entire process. Our experienced commercial lenders understand the complexities of commercial real estate transactions and work closely with borrowers to structure loans that support their investment objectives and cash flow requirements.
Key Benefit
- Loan amounts from $250k to $50 million+
- Competitive interest rates and flexible terms
- Experienced commercial lending team
- Multiple property types eligible
- Non-recourse options available for qualified borrowers
- Interest-only payment periods available
- Cash-out refinancing options
- SBA loan programs available
- Quick pre-approval process
Requirements
- Minimum loan amount of $250k
- Property must generate income or have income potential
- Debt Service Coverage Ratio of 1.0 or higher
- Down payment of 20-30% depending on property type
- Credit score of 650 or higher
- Demonstrated commercial real estate experience
- Financial statements and tax returns
- Property appraisal and environmental assessment
- Property management plan for income properties
Do You Have A Scenerio?
FREQUENTLY ASK QUESTIONS
We’re Ready to Answer Your Questions
Here are answers to some common questions our clients always ask:
We finance office buildings, retail centers, industrial properties, warehouses, multi-family apartments, mixed-use developments, and special-purpose properties like hotels and medical facilities.
LTV ratios typically range from 70-80% depending on property type, borrower strength, and market conditions. Stronger borrowers and properties may qualify for higher leverage.
Commercial loan closings typically take 45-60 days from complete application, depending on property complexity, environmental assessments, and due diligence requirements.
Yes, non-recourse options are available for qualified borrowers and stabilized income-producing properties. Personal guarantees may be limited to specific carve-out situations.
Yes, we offer renovation and value-add financing programs that include funds for property improvements and repositioning strategies.
