Commercial

Overview

Commercial Real Estate loans provide comprehensive financing solutions for office buildings, retail centers, industrial properties, and multi-family developments. Our commercial lending team specializes in structuring flexible financing packages tailored to the unique needs of property investors, developers, and business owners seeking to acquire, refinance, or develop commercial properties.

• With loan amounts ranging from $1 million to $50 million and beyond, we offer competitive rates, flexible terms, and expert guidance throughout the entire process. Our experienced commercial lenders understand the complexities of commercial real estate transactions and work closely with borrowers to structure loans that support their investment objectives and cash flow requirements.

Key Benefits

Loan amounts from $250k to $50 million+
Competitive interest rates and flexible terms
Experienced commercial lending team
Multiple property types eligible
Non-recourse options available for qualified borrowers
Interest-only payment periods available
Cash-out refinancing options
SBA loan programs available
Quick pre-approval process

Requirements

Minimum loan amount of $250k
Property must generate income or have income potential
Debt Service Coverage Ratio of 1.0 or higher
Down payment of 20-30% depending on property type
Credit score of 650 or higher
Demonstrated commercial real estate experience
Property appraisal and environmental assessment
Financial statements and tax returns
Property management plan for income properties

frequently asked questions

FAQ

What types of commercial properties do you finance?

We finance office buildings, retail centers, industrial properties, warehouses, multi-family apartments, mixed-use developments, and special-purpose properties like hotels and medical facilities.

What is the typical loan-to-value ratio for commercial loans?

LTV ratios typically range from 70-80% depending on property type, borrower strength, and market conditions. Stronger borrowers and properties may qualify for higher leverage.

How long does the commercial loan process take?

Commercial loan closings typically take 45-60 days from complete application, depending on property complexity, environmental assessments, and due diligence requirements.

Do you offer non-recourse financing?

Yes, non-recourse options are available for qualified borrowers and stabilized income-producing properties. Personal guarantees may be limited to specific carve-out situations.

Can you finance properties that need renovation?

Yes, we offer renovation and value-add financing programs that include funds for property improvements and repositioning strategies.

the love FOR FINANCING INVESTMENT PROPERTIES

our mission

People

Delivering transparent, reliable capital solutions that support investor success

Environment

Promoting responsible development that enhances long-term community value.

homes

Financing quality properties that strengthen housing markets.

family

Supporting financial stability through smart real estate investment.

Our absolute passion is funding real estate properties with ease.

Loan Funding Solution