Empowering Real Estate Investors
Loan Funding Solution
Fast and flexible financing solutions for real estate investors.
Your Partner in Real Estate Success
Loan Funding Solution is a leading provider of financing solutions tailored to real estate investors. With a focus on speed, flexibility, and transparency, we help investors achieve their property investment goals with confidence. Our dedicated team works tirelessly to ensure that each client receives personalized attention and support throughout the financing process. We pride ourselves on our ability to adapt to the evolving needs of the real estate market, offering innovative solutions that meet the demands of modern investors. At Loan Funding Solution, we are committed to fostering long-term relationships built on trust, reliability, and mutual success.
Turning Real Estate Dreams into Reality
Our Services
We offer a comprehensive range of specialized financing solutions designed to cater to the diverse needs of real estate investors. Our goal is to provide tailored funding options that align with the unique requirements of each client’s investment projects. Whether you are looking to fund a fix and flip property, embark on a new construction project, or secure financing for a commercial property, our services are crafted to support your real estate endeavors. With a focus on flexibility, speed, and reliability, we strive to be your trusted partner in navigating the complexities of real estate financing.
Fix n Flips
Fast funding for property renovation and resale projects with competitive rates and flexible terms.
• Quick approval
• Up to 90% LTV
• Interest-only paymentsOverview/Benefits/Requirements
Fix and Flip loans are short-term financing solutions designed specifically for real estate investors who purchase properties with the intention of renovating and reselling them quickly for profit. These loans provide the capital needed to acquire distressed properties and fund renovation costs, allowing investors to maximize their return on investment.
Our Fix and Flip loans offer competitive rates, flexible terms, and quick approval processes to help you capitalize on time-sensitive opportunities in the real estate market. Whether you’re a seasoned investor or new to property flipping, our experienced team will guide you through the process and structure a loan that meets your specific project needs.
Key Benefits
• Fast approval and funding – typically within 7-14 days
• Up to 90% Loan-to-Value (LTV) ratio for purchase and renovation
• Interest-only payment options during construction phase
• No prepayment penalties for early loan payoff
• Flexible loan terms from 6 to 24 months
• Experienced underwriting team familiar with renovation projects
• Competitive interest rates for qualified borrowers
• Ability to finance multiple properties simultaneously
Requirements
• Minimum credit score of 620 and no credit score in some states
• Demonstrated real estate investment experience, no experience accepted
• Detailed renovation budget and timeline
• Property appraisal (as-is and after-repair value)
• Proof of liquid assets for down payment and reserves
• Licensed contractor estimates for major renovations
• Exit strategy documentation (sale or refinance plan)
• Property insurance coverage throughout the loan termDSCR Loans
Debt Service Coverage Ratio loans for investment properties based on rental income potential.
• No personal income verification
• Portfolio lending
• Competitive ratesOverview/Benefits/Requirements
DSCR (Debt Service Coverage Ratio) loans are innovative financing solutions designed for real estate investors who want to qualify based on the property’s rental income potential rather than personal income verification. These loans are perfect for investors building rental property portfolios, as they focus on the property’s ability to generate sufficient cash flow to cover the mortgage payments.
Unlike traditional mortgages that require extensive personal income documentation, DSCR loans streamline the qualification process by analyzing the property’s rental income against the proposed mortgage payment. This makes them ideal for self-employed investors, those with complex tax situations, or anyone looking to expand their investment portfolio without the constraints of traditional income verification.
Key Benefits
• No personal income verification required
• Qualify based on property cash flow potential
• Perfect for self-employed investors
• Portfolio lending options available
• Competitive interest rates
• Loan amounts up to $50 million
• Terms up to 30 years available
• Cash-out refinancing options
• Multiple property financing
• Streamlined application process
Requirements
• Minimum credit score of 575
• Property must have positive cash flow (DSCR ≥ 1.0)
• Down payment of 20-25% minimum
• Property appraisal and rent roll analysis
• Landlord experience preferred but not required
• Property insurance and reserves required
• Single-family to 4-unit properties eligible
• Investment property only (no owner-occupied)New Construction
Construction-to-permanent financing for ground-up development and building projects.
• Draw schedule flexibility
• Competitive rates
• Expert guidanceOverview/Benefits/Requirements
New Construction loans provide comprehensive financing for ground-up development and building projects. These specialized loans are designed to support developers, builders, and investors through every phase of the construction process, from initial land acquisition to project completion and permanent financing conversion.
Our construction-to-permanent loan programs offer the flexibility and expertise needed to successfully complete residential and commercial construction projects. With competitive rates, flexible draw schedules, and experienced construction lending specialists, we provide the financial foundation for bringing your development vision to life.
Key Benefits
• Construction-to-permanent financing in one loan
• Flexible draw schedule based on construction milestones
• Competitive interest rates during construction and permanent phases
• Expert guidance from experienced construction lenders
• Interest-only payments during construction period
• No need to requalify for permanent financing
• Loan amounts up to $50 million for qualified projects
• Both residential and commercial projects eligible
• Land acquisition financing available
• Professional project management support
Requirements
• Detailed construction plans and specifications
• Licensed general contractor with proven track record
• Construction budget and timeline
• Building permits and approvals
• Minimum 20-30% down payment
• Credit score of 660 or higher
• Demonstrated construction or development experience
• Property appraisal (completed value)
• Builder's risk insurance coverage
• Adequate liquid reserves for cost overrunsCommercial Loans
Comprehensive commercial real estate financing for office, retail, and industrial properties.
• Up to $50M+
• Competitive rates
• Experienced teamOverview/Benefits/Requirements
Commercial Real Estate loans provide comprehensive financing solutions for office buildings, retail centers, industrial properties, and multi-family developments. Our commercial lending team specializes in structuring flexible financing packages that meet the unique needs of property investors, developers, and business owners looking to acquire, refinance, or develop commercial properties.
With loan amounts ranging from $1 million to $50 million and beyond, we offer competitive rates, flexible terms, and expert guidance throughout the entire process. Our experienced commercial lenders understand the complexities of commercial real estate transactions and work closely with borrowers to structure loans that support their investment objectives and cash flow requirements.
Key Benefits
• Loan amounts from $250k to $50 million+
• Competitive interest rates and flexible terms
• Experienced commercial lending team
• Multiple property types eligible
• Non-recourse options available for qualified borrowers
• Interest-only payment periods available
• Cash-out refinancing options
• Portfolio lending capabilities
• SBA loan programs available
• Quick pre-approval process
Requirements
• Minimum loan amount of $250k
• Property must generate income or have income potential
• Debt Service Coverage Ratio of 1.0 or higher
• Down payment of 20-30% depending on property type
• Credit score of 650 or higher
• Demonstrated commercial real estate experience
• Property appraisal and environmental assessment
• Financial statements and tax returns
• Property management plan for income propertiesBridge Loans
Short-term financing to bridge the gap between buying and selling commercial properties.
• Quick funding
• Flexible exit strategies
• Experienced underwritingOverview/Benefits/Requirements
Bridge Loans provide short-term financing solutions for commercial real estate transactions where timing is critical. These loans are designed to “bridge” the gap between the purchase of a new property and the sale of an existing one, or to provide quick funding while arranging permanent financing. Bridge loans are ideal for investors who need to act quickly on opportunities or require temporary financing during property transitions.
Our bridge loan programs offer fast approval and funding, flexible terms, and competitive rates for qualified commercial real estate transactions. Whether you’re acquiring a new property, refinancing existing debt, or need capital for property improvements, our bridge loans provide the speed and flexibility required in today’s competitive commercial real estate market.
Key Benefits
• Quick funding – typically 2-3 weeks to closing
• Flexible exit strategies (sale, refinance, or extension)
• Loan amounts from $100,000 to $25 million
• Interest-only payment options
• No prepayment penalties
• Asset-based underwriting approach
• Cross-collateralization options available
• Experienced commercial lending team
• Creative structuring for complex situations
• Bridge to permanent financing programs
Requirements
• Clear and viable exit strategy within 12-24 months
• Commercial property as collateral
• Minimum credit score of 650, No credit score in some states
• Demonstrated real estate experience
• Property appraisal and market analysis
• Financial capacity to service debt payments
• Property insurance and environmental clearance
• Personal or corporate guarantee typically requiredGap Funding
Bridge the gap between project phases with our flexible short-term financing solutions.
• Fast closing
• Flexible terms
• No prepayment penaltiesOverview/Benefits/Requirements
Gap Funding provides essential bridge financing to help real estate investors and developers navigate transitional periods in their projects. Whether you’re waiting for permanent financing, need additional capital between project phases, or require quick funding to secure a time-sensitive opportunity, our gap funding solutions offer the flexibility and speed you need.
These short-term financing solutions are designed to “bridge the gap” when traditional financing isn’t available or when timing is critical. Our gap funding programs provide quick access to capital with flexible terms, allowing you to maintain project momentum and capitalize on market opportunities without delays.
Key Benefits
• Fast closing – typically 5-10 business days
• Flexible loan terms from 3 months to 3 years
• No prepayment penalties for early payoff
• Interest-only payment options available
• Loan amounts from $50,000 to $50 million
• Asset-based lending decisions
• Minimal documentation requirements
• Creative structuring for complex situations
• Bridge to permanent financing
• Experienced underwriting team
Requirements
• Clear exit strategy (sale, refinance, or permanent financing)
• Adequate collateral to secure the loan
• Minimum credit score of 600
• Demonstrated ability to service debt
• Property appraisal or valuation
• Proof of project viability
• Personal guarantee may be required
• Property insurance coverageInvest with Confidence, Fund with Ease
What Sets Us Apart
At Loan Funding Solution, we prioritize clear, prompt, and transparent communication throughout every step of the lending process. We believe in providing investors with straightforward answers without overwhelming financial terminology. Our team is dedicated to maintaining open, honest, and proactive communication from the initial inquiry to the final funding stage and beyond.
Our Distinctive Strengths
a) Fast Closings, Faster Profits: We specialize in rapid funding—many loans close in as little as 5–14 days, helping investors seize time-sensitive opportunities.
b) High Leverage Options: Access up to 90% Loan-to-Value (LTV) for Fix & Flip and construction projects, maximizing your capital efficiency.
c) No Income Verification Loans: With our DSCR and asset-based programs, investors can qualify based on property cash flow rather than personal income.
d) Flexible, Tailored Financing: Every deal is structured around your project’s timeline, budget, and exit strategy—not one-size-fits-all lending.
e) Wide Loan Spectrum: From Fix & Flips to DSCR, New Construction, Bridge, Gap, and Commercial Loans, we cover every stage of real estate investing.
f) Nationwide Lending Reach: We fund projects across multiple states, making it easier to grow or diversify your real estate portfolio.
g) Investor-Centric Underwriting: Our experienced team understands real estate investing—every approval is fast, practical, and built for ROI.
h) Interest-Only Payment Options: Maintain better cash flow during renovation or construction phases with flexible payment plans.
i) No Prepayment Penalties: Pay off early and move to your next deal without hidden costs or restrictions.
j) Bridge-to-Permanent Financing: Seamlessly transition from short-term to long-term financing without restarting the process.
k) Creative Structuring for Complex Deals: We fund deals that traditional lenders reject—unique, cross-collateral, or multi-property loans welcome.
l) Dedicated Client Support: Every borrower works directly with a knowledgeable lending specialist from start to finish for a smooth, transparent process.
m) Proven Track Record: Backed by years of experience in real estate financing, our team consistently helps investors meet deadlines and maximize returns.
We uphold the following values:
Transparency
We ensure clear terms, no hidden fees, and no surprises, so our clients have a complete understanding of their financing agreements.
Responsiveness
Our team offers quick responses and timely updates to ensure projects progress smoothly and efficiently.
Professionalism
We engage in respectful, informed, and courteous interactions at all times, fostering a professional and collaborative environment.
Solution-Oriented Guidance
We focus on finding solutions and navigating challenges effectively, prioritizing progress over bureaucratic obstacles.
Personalized Support
Each client benefits from a dedicated lending specialist who comprehensively understands their goals and project timelines, providing tailored support.
Consistency
We maintain steady and predictable communication to ensure clients are always informed and involved in the lending process, avoiding any sense of being left in the dark.
Seize the Moment, Secure Your Investment with Us
Let’s Connect
Ready to take your real estate investments to the next level? Contact Loan Funding Solution today for personalized financing solutions that meet your needs and goals.
Phone: (307) 204-0941
Email: info@loanfundingsolution.com
Hours: M – F, 8a-6p | Sa, 9a-2p