Bridge

Overview

Bridge Loans provide short-term financing solutions for commercial real estate transactions where timing is critical. These loans are designed to "bridge" the gap between the purchase of a new property and the sale of an existing one, or to provide quick funding while arranging permanent financing. Bridge loans are ideal for investors who need to act quickly on opportunities or require temporary financing during property transitions.

Our bridge loan programs offer fast approval and funding, flexible terms, and competitive rates for qualified commercial real estate transactions. Whether you're acquiring a new property, refinancing existing debt, or need capital for property improvements, our bridge loans provide the speed and flexibility required in today's competitive commercial real estate market.

Key Benefits

Quick funding - typically 2-3 weeks to closing 
Flexible exit strategies (sale, refinance, or extension)
Loan amounts from $100,000 to $25 million
Interest-only payment options
No prepayment penalties
Cross-collateralization options available
Experienced commercial lending team
Creative structuring for complex situations
Bridge to permanent financing programs

Requirements

Clear and viable exit strategy within 12-24 months
Minimum credit score of 650
Demonstrated real estate experience
Property appraisal and market analysis
Financial capacity to service debt payments
Property insurance 
Personal or corporate guarantee typically required

frequently asked questions

FAQ

What is the typical term for a bridge loan?

Bridge loans typically have terms of 6 months to 3 years, with most loans structured for 12-24 months. Extensions are often available if needed to execute the exit strategy.

How quickly can a bridge loan close?

Our streamlined process can close bridge loans in as little as 2-3 weeks, significantly faster than traditional commercial mortgages, which can take 45-60 days or longer.

What are typical interest rates for bridge loans?

Bridge loan rates vary based on loan-to-value ratio, property type, and borrower strength, typically ranging from 7-12% annually, reflecting the short-term nature and quick approval process.

Can bridge loans be used for property improvements?

Yes, bridge loans can include funding for property improvements, renovations, or repositioning strategies as part of the overall financing package.

What happens if the exit strategy is delayed?

We work with borrowers to accommodate reasonable delays and offer extension options. Additional fees may apply, but we strive to provide flexible solutions for changing market conditions.

the love FOR FINANCING INVESTMENT PROPERTIES

our mission

People

Delivering transparent, reliable capital solutions that support investor success

Environment

Promoting responsible development that enhances long-term community value.

homes

Financing quality properties that strengthen housing markets.

family

Supporting financial stability through smart real estate investment.

Our absolute passion is funding real estate properties with ease.

Loan Funding Solution