Overview
GAP FUNDING
Gap Funding provides essential bridge financing to help real estate investors and developers navigate transitional periods in their projects.
Whether you're waiting for permanent financing, need additional capital between project phases, or require quick funding to secure a time-sensitive opportunity, our gap funding solutions offer the flexibility and speed you need.
These short-term financing solutions are designed to "bridge the gap" when traditional financing isn't available or when timing is critical. Our gap funding programs provide quick access to capital with flexible terms, allowing you to maintain project momentum and capitalize on market opportunities without delays.
Key Benefit
- Fast closing - typically 5-10 business days
- Flexible loan terms from 3 months to 3 years
- No prepayment penalties for early payoff
- Interest-only payment options available
- Loan amounts from $250,000 to $50 million
- Asset-based lending decisions
- Minimal documentation requirements
- Creative structuring for complex situations
- Bridge to permanent financing
- Experienced underwriting team
Requirements
Do You Have A Scenerio?
FREQUENTLY ASK QUESTIONS
We’re Ready to Answer Your Questions
Here are answers to some common questions our clients always ask:
Gap funding is perfect for time-sensitive acquisitions, bridge financing while waiting for permanent loans, funding between construction phases, or when you need quick capital to secure opportunities.
Our streamlined process can provide approval and funding in as little as 5-10 business days, depending on the transaction’s complexity and collateral evaluation.
Gap funding rates vary based on the loan-to-value ratio, borrower strength, and loan term. Rates typically range from 12-20% annually, reflecting the short-term nature and quick approval process.
Yes, we can structure gap funding for portfolio transactions or multiple properties, subject to overall collateral value and borrower qualifications.
Loan extensions are often available for an additional fee. We work with borrowers to accommodate reasonable delays in exit strategies or permanent financing.
